White Chicken Chili

For the Chili:

• 2 tablespoons olive oil
• 1 small onion, diced
• 2 cloves garlic, minced
• 1 teaspoon kosher salt
• 1 teaspoon cumin
• 1 teaspoon dried oregano
• 1/4 teaspoon black pepper
• 1/8 teaspoon crushed red pepper flakes
• 1 1/4 cups low-sodium chicken broth
• 1 (4-ounce) can diced green chiles
• 1 1/2 cups chopped cooked rotisserie chicken
• 1 (15-ounce) can cannellini beans, rinsed and drained
• 2 ounces light cream cheese, cut into small cubes
• 2 teaspoons lime juice

For Serving:

• 1/2 cup freshly shredded Monterey Jack cheese
• 1 diced scallion
• 2 tablespoons freshly chopped cilantro
• 1/2 ripe avocado, sliced
• Crushed tortilla chips (optional)